Author Archives: John B. Barner

Long-Term Unemployment Still An Issue, But There Are Ways To Cope

Although the overall jobless rate has declined since the peak of the recession, long-term unemployment continues to be a problem. If you have been lucky enough to keep a job during recent years, but find yourself confronted with an unexpected repair bill you can’t afford, consider a payday loan advance to help you out.

In May, the number of Americans in long-term unemployment rose from 5.1 million to 5.4 million. An individual is considered long-term unemployed if they have been out of a job for more than six months. These 5.4 million people accounted for 42.8 percent of the total unemployment rate, which has remained close to 8.1 percent since the start of 2021, according to the Bureau of Labor Statistics.

There have been a number of government initiatives to try to curb the issue, but few have been successful so far. However, whether you’re looking for a career change or a job in general has some advice on how to find employment in any economy.

Adjust Your Attitude

Long-Term UnemploymentIf you think finding a job is impossible, this mentality has already hurt your chances, says the website. While finding a job might be difficult for some, it’s not impossible. Keep telling yourself you aren’t unemployed, but at a transition point in your life.

It’s important to be proactive when finding a job and take control of your own situation. While most job searches are based around the Internet, take it a step further and approach companies in person. You never know what could happen if you knock on the right door.

You Aren’t On Vacation

Much like a full-time job, your employment search should occupy 40 to 50 hours of your time every week. Stay in a routine by waking up early and preparing for the day as if you were going to work. Not only will this make entering the working world easier once you land a job, it can drastically change your attitude toward unemployment.

Self-Reflect

Before you start sending out resumes and signing cover letters, reflect on what you’re good at and what you really want in a job. This will help refine your search process and can make you sound more confident in your skills when talking to an employer. To do this, try thinking about past jobs, advises. Think about your strengths and weaknesses in those roles. This won’t always give you a clear idea of what you want to do with your life, but it can help determine what you aren’t looking for.

Pay Attention To Detail

The internet is not only a great tool for finding job listings, it can help you stay on top of developments in your local job market. Companies often announce it to the public when they plan to expand or design new products.

By staying up-to-date on both national and local business news, you might be able to approach a company about a potential position before it is even posted. This will not only show initiative to an employer, it will give you a major edge over the competition.…

No matter what your opinion on technology is

There’s no denying that if used correctly, it can help you save money. By adopting small technological changes to your everyday life, you may be able to reduce the number of times your reach for a cash loan to meet your monthly expenses.

Technology Upgrades Around The House

With energy costs expected to surge during the next several years, you could benefit from making some changes to your home. Buy a power strip with an easily accessible on/off switch so you can keep your electronics from wasting power in one fell swoop. You can utilize this before you go to bed, prior to going on vacation or before leaving for work.

Meanwhile, you can also upgrade your appliances to save on your energy bill. This includes your refrigerator, washer, dryer and microwave. If these items in your home are more than 10 years old, they could be using far more energy than updated alternatives. While the initial cost of replacement is expensive, the long-term savings may be worth it.

Use Your Phone For More Than Just Calls

There are numerous apps for your smartphone that can help you set up a budget and save money.

One popular option is Mint. This app allows you to link all of your bank accounts, credit cards and automatic bill payments in one easy-to-view page. You can also enter personal information, such as your income, debt and other expenses, to give you full control over your budget.

Save On Gas

Finding a gas station with the most affordable prices can be difficult. Instead of driving around town, let technology work do the work for you. The 12sd app gives you updated prices of gas in your area. In addition, once you determine your station of choice, the app will map out the most fuel-efficient path.

Take Your Savings To The Web

Rather than sifting through giant piles of coupons before you go to the grocery store, take your search online. Additionally, the search is simplified further because you can focus your search based on individual stores or products. Before you know it, you could be saving hundreds of dollars on your trips to the supermarket.…